The Help to Build
Equity Loan Scheme

Help to Build makes it possible to build a home with a lower deposit than usual, making custom and self build more accessible. If you are eligible for the equity loan scheme, you will need a specialist Help to Build Mortgage.

Customers
Intermediaries

Backed by
HM Government

Are you Eligible?

You can apply for Help to Build if you:

  • Are 18 years or over and have a right to live in England
  • Will live in the newly-built home as your only home
  • Can secure a self build mortgage from a lender registered for Help to Build
  • Have at least a 5% deposit

For more information on eligibility and available Help to Build Mortgages, click below.

Customers
Intermediaries

Different types of build

With custom build, you work with a professional homebuilder who organises and manages the entire build project for you.

With self build, you handle every stage of the project. This includes buying the plot of land, building materials, and hiring contractors.

With a shell build, a professional takes responsibility for building the structure of your home

Customers
Intermediaries